Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local

The main objective of this article is to propose a microcredit program to stimulate Local Economic Development projects. This definition is based on the preponderant role of local development in Cuba, which has become a public policy of strategic importance as a complement to the National Economic a...

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Main Authors: Capote Pérez, Raysa, Díaz Silva, Amalia, Torres Páez, Carlos Cesar, Gil Guerra, Annelise
Format: Article
Language:Spanish
Published: 2021
Subjects:
Online Access:https://dialnet.unirioja.es/servlet/oaiart?codigo=8379916
Source:Cooperativismo y Desarrollo: COODES, ISSN 2310-340X, Vol. 9, Nº. 2, 2021 (Ejemplar dedicado a: mayo-agosto), pags. 526-554
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Cooperativismo y Desarrollo: COODES, ISSN 2310-340X, Vol. 9, Nº. 2, 2021 (Ejemplar dedicado a: mayo-agosto), pags. 526-554
language
Spanish
topic
financiamiento
microcrédito
desenvolvimento local
financiamento
microcrédito
local development
financing
microcredit
desarrollo local
spellingShingle
financiamiento
microcrédito
desenvolvimento local
financiamento
microcrédito
local development
financing
microcredit
desarrollo local
Capote Pérez, Raysa
Díaz Silva, Amalia
Torres Páez, Carlos Cesar
Gil Guerra, Annelise
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
description
The main objective of this article is to propose a microcredit program to stimulate Local Economic Development projects. This definition is based on the preponderant role of local development in Cuba, which has become a public policy of strategic importance as a complement to the National Economic and Social Development Plan until 2030, as well as a central and articulating axis of the public agendas of governments at the municipal and provincial levels. However, there is evidence of financial limitations to implement development project ideas in the state and non-state sector, as a consequence, among other factors, of the limited offers of financial mechanisms that stimulate entrepreneurs to put their business ideas into operation. The methods used in the research were: historical-logical, systemic and modeling to determine the trends in the management of microcredits in terms of local development and to support the proposed procedure for the allocation of microcredits to finance local economic development projects. The proposed microcredit program represents a support tool to solve the scientific problem stated in this research. The procedure has a set of suggestions that will facilitate its application, which are variable according to the criteria of the local actors.
format
Article
author
Capote Pérez, Raysa
Díaz Silva, Amalia
Torres Páez, Carlos Cesar
Gil Guerra, Annelise
author_facet
Capote Pérez, Raysa
Díaz Silva, Amalia
Torres Páez, Carlos Cesar
Gil Guerra, Annelise
author_sort
Capote Pérez, Raysa
title
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
title_short
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
title_full
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
title_fullStr
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
title_full_unstemmed
Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
title_sort
programa de microcrédito como alternativa de fuente de financiamiento del desarrollo local
publishDate
2021
url
https://dialnet.unirioja.es/servlet/oaiart?codigo=8379916
_version_
1729390472406761472
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dialnet-ar-18-ART00015228372022-04-05Programa de microcrédito como alternativa de fuente de financiamiento del desarrollo localCapote Pérez, RaysaDíaz Silva, AmaliaTorres Páez, Carlos CesarGil Guerra, Annelisefinanciamientomicrocréditodesenvolvimento localfinanciamentomicrocréditolocal developmentfinancingmicrocreditdesarrollo localThe main objective of this article is to propose a microcredit program to stimulate Local Economic Development projects. This definition is based on the preponderant role of local development in Cuba, which has become a public policy of strategic importance as a complement to the National Economic and Social Development Plan until 2030, as well as a central and articulating axis of the public agendas of governments at the municipal and provincial levels. However, there is evidence of financial limitations to implement development project ideas in the state and non-state sector, as a consequence, among other factors, of the limited offers of financial mechanisms that stimulate entrepreneurs to put their business ideas into operation. The methods used in the research were: historical-logical, systemic and modeling to determine the trends in the management of microcredits in terms of local development and to support the proposed procedure for the allocation of microcredits to finance local economic development projects. The proposed microcredit program represents a support tool to solve the scientific problem stated in this research. The procedure has a set of suggestions that will facilitate its application, which are variable according to the criteria of the local actors.O objetivo principal deste artigo é propor um programa de microcrédito para estimular projetos de Desenvolvimento Econômico Local. Esta definição se baseia no papel preponderante do desenvolvimento local em Cuba, que se tornou uma política pública de importância estratégica como complemento do Plano Nacional de Desenvolvimento Econômico e Social até 2030, bem como eixo central e articulador das agendas públicas. dos governos a nível municipal e provincial. No entanto, são evidentes as limitações financeiras para a concretização das ideias de projetos de desenvolvimento no setor estatal e não estatal, em consequência, entre outros fatores, da oferta limitada de mecanismos de financiamento que incentivem os empresários a concretizar as suas ideias de negócio. Os métodos utilizados na pesquisa foram: histórico-lógico, sistêmico e modelagem para determinar as tendências da gestão de microcréditos com base no desenvolvimento local e embasar o procedimento proposto para a alocação de microcréditos para financiar projetos de desenvolvimento econômico local. O programa de microcrédito proposto representa uma ferramenta de apoio à solução do problema científico proposto nesta pesquisa. O procedimento possui um conjunto de sugestões que facilitarão sua aplicação, que variam de acordo com os critérios dos atores locais.El presente artículo tiene como objetivo fundamental proponer un programa de microcrédito en función del estímulo a los proyectos de Desarrollo Económico Local. Esta definición parte del papel preponderante con que cuenta el desarrollo local en Cuba, el cual ha pasado a constituir una política pública de importancia estratégica como complemento al Plan Nacional de Desarrollo Económico y Social hasta el año 2030, así como un eje central y articulador de las agendas públicas de los gobiernos a nivel municipal y provincial. Sin embargo, se evidencia limitaciones financieras para poner en marcha las ideas de proyectos de desarrollo en el sector estatal y no estatal, como consecuencia entre otros factores de las limitadas ofertas de mecanismos financieros que estimulen a emprendedores a poner en funcionamiento sus ideas de negocios. Los métodos utilizados en la investigación fueron: histórico-lógico, el sistémico y de modelación para determinar las tendencias de la gestión de microcréditos en función del desarrollo local y fundamentar la propuesta de procedimiento para la asignación de microcréditos para financiar proyectos de desarrollo económico local. El programa de microcréditos propuesto representa una herramienta de apoyo para solucionar el problema científico que se plantea en esta investigación. El procedimiento cuenta con un conjunto de sugerencias que facilitaran su aplicación, los cuales son variables de acuerdo al criterio de los actores locales.2021text (article)application/pdfhttps://dialnet.unirioja.es/servlet/oaiart?codigo=8379916(Revista) ISSN 2310-340XCooperativismo y Desarrollo: COODES, ISSN 2310-340X, Vol. 9, Nº. 2, 2021 (Ejemplar dedicado a: mayo-agosto), pags. 526-554spaLICENCIA DE USO: Los documentos a texto completo incluidos en Dialnet son de acceso libre y propiedad de sus autores y/o editores. Por tanto, cualquier acto de reproducción, distribución, comunicación pública y/o transformación total o parcial requiere el consentimiento expreso y escrito de aquéllos. Cualquier enlace al texto completo de estos documentos deberá hacerse a través de la URL oficial de éstos en Dialnet. 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