El negocio tras la muerte. Cementerios parque como proveedores financieros no tradicionales corte suprema, 27 de julio de 2020, rol 33945-2019; Corte de apelaciones de santiago, rol 2007-2018; 3er juzgado de policía local de maipú, 26 de julio de 2018,rol 11.605-2014
This article presents a commentary about the decisión of the 3rd Local Police Court of Maipú, confirmed by the Supreme Court, in which, after analyzing various elements of the promise of sale that the consumer contracted with a cemetery, it was determined that the business was, actually, similar to...
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| Main Authors: | , |
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| Format: | Article |
| Language: | Spanish |
| Published: |
2021
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| Subjects: | |
| Online Access: | https://dialnet.unirioja.es/servlet/oaiart?codigo=8327785 |
| Source: | Revista chilena de derecho privado, ISSN 0718-0233, Nº. 36, 2021, pags. 283-295 |
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| Summary: |
This article presents a commentary about the decisión of the 3rd Local Police Court of Maipú, confirmed by the Supreme Court, in which, after analyzing various elements of the promise of sale that the consumer contracted with a cemetery, it was determined that the business was, actually, similar to a leasing, and included the provision of a financial product, being possible to apply rules of Law No. 18.010 in conjunction with Law No. 19.496. Although this qualification allows greater protection to the consumer against what may be considered a hidden financial product, the concept of “direct credit” allows a better explanation of the contract, allowing to understand that the operation carried out is a money loan, but it’s granted in a fictional way to the consumer. |
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