La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario

The aim of this article is to identify and describe the main characteristics of the bank payment obligation (BPO), as well as the similarities and differences it presents with the documentary credit (DC). The definitions of these means of payment contained in the uniform rules that govern them,...

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Main Author: Toso Milos, Angela
Format: Article
Language:Spanish
Published: 2021
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Online Access:https://dialnet.unirioja.es/servlet/oaiart?codigo=7947646
Source:Jurídicas, ISSN 1794-2918, Vol. 18, Nº. 1, 2021, pags. 233-247
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dialnet-ar-18-ART00014596302021-06-08La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito DocumentarioToso Milos, Angelacomercio internacionalbancoscrédito documentarioobligación de pago interbancariainternational tradebanksdocumentary creditbank payment obligationThe aim of this article is to identify and describe the main characteristics of the bank payment obligation (BPO), as well as the similarities and differences it presents with the documentary credit (DC). The definitions of these means of payment contained in the uniform rules that govern them, their general operation, and the functions they both fulfil are analysed. This paper argues that although these means of payment have similarities and the BPO solves many of the difficulties presented by the DC, they have different characteristics, in terms that it does not seem appropriate to point out that one is called upon to completely replace the other. In this context, the BPO expands the payment, guarantee, and financing alternatives available to actors in international commercial traffic. However, the BPO also presents some disadvantages that might be a cause of its adoption in traffic being slower than expected.El objetivo de este artículo consiste en identificar y describir las principales características de la obligación de pago bancaria (OPB), así como aquellas semejanzas y diferencias que presenta frente al crédito documentario (CD). Para ello, se analizan las definiciones de estos medios de pago contenidas en las reglas uniformes que las rigen, su operativa general y las funciones que cumplen. Se sostiene que, si bien ambos poseen semejanzas y la OPB solventa muchas de las dificultades que presenta el CD, tienen características distintas y no parece acertado señalar que uno esté llamado a sustituir completamente al otro. En este contexto, la OPB amplía las alternativas de pago, garantía y financiamiento disponibles para los actores del tráfico comercial internacional. Sin embargo, la OPB presenta también algunas desventajas que pueden incidir en que su adopción esté siendo más lenta de lo esperado2021text (article)application/pdfhttps://dialnet.unirioja.es/servlet/oaiart?codigo=7947646(Revista) ISSN 1794-2918Jurídicas, ISSN 1794-2918, Vol. 18, Nº. 1, 2021, pags. 233-247spaLICENCIA DE USO: Los documentos a texto completo incluidos en Dialnet son de acceso libre y propiedad de sus autores y/o editores. Por tanto, cualquier acto de reproducción, distribución, comunicación pública y/o transformación total o parcial requiere el consentimiento expreso y escrito de aquéllos. Cualquier enlace al texto completo de estos documentos deberá hacerse a través de la URL oficial de éstos en Dialnet. Más información: https://dialnet.unirioja.es/info/derechosOAI | INTELLECTUAL PROPERTY RIGHTS STATEMENT: Full text documents hosted by Dialnet are protected by copyright and/or related rights. This digital object is accessible without charge, but its use is subject to the licensing conditions set by its authors or editors. Unless expressly stated otherwise in the licensing conditions, you are free to linking, browsing, printing and making a copy for your own personal purposes. All other acts of reproduction and communication to the public are subject to the licensing conditions expressed by editors and authors and require consent from them. Any link to this document should be made using its official URL in Dialnet. More info: https://dialnet.unirioja.es/info/derechosOAI
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Jurídicas, ISSN 1794-2918, Vol. 18, Nº. 1, 2021, pags. 233-247
language
Spanish
topic
comercio internacional
bancos
crédito documentario
obligación de pago interbancaria
international trade
banks
documentary credit
bank payment obligation
spellingShingle
comercio internacional
bancos
crédito documentario
obligación de pago interbancaria
international trade
banks
documentary credit
bank payment obligation
Toso Milos, Angela
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
description
The aim of this article is to identify and describe the main characteristics of the bank payment obligation (BPO), as well as the similarities and differences it presents with the documentary credit (DC). The definitions of these means of payment contained in the uniform rules that govern them, their general operation, and the functions they both fulfil are analysed. This paper argues that although these means of payment have similarities and the BPO solves many of the difficulties presented by the DC, they have different characteristics, in terms that it does not seem appropriate to point out that one is called upon to completely replace the other. In this context, the BPO expands the payment, guarantee, and financing alternatives available to actors in international commercial traffic. However, the BPO also presents some disadvantages that might be a cause of its adoption in traffic being slower than expected.
format
Article
author
Toso Milos, Angela
author_facet
Toso Milos, Angela
author_sort
Toso Milos, Angela
title
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
title_short
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
title_full
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
title_fullStr
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
title_full_unstemmed
La Obligación de Pago Bancaria: características, semejanzas y diferencias con el Crédito Documentario
title_sort
la obligación de pago bancaria: características, semejanzas y diferencias con el crédito documentario
publishDate
2021
url
https://dialnet.unirioja.es/servlet/oaiart?codigo=7947646
_version_
1709753907205373952