La intimidación en el ámbito bancario como ilícito afectante al derecho constitucional de propiedad

Intimidation is far more common than it may seem in commercial relations environments and banking is no exception. The nature of public establishments of financial institutions and their assumed seriousness have not precluded that many clients have accepted, under intimidation, unwanted products or...

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Bibliographic Details
Main Authors: Pérez Cordón, Rubén, Martínez Cantón, Silvia
Format: Article
Language:Spanish
Published: 2020
Subjects:
Online Access:https://dialnet.unirioja.es/servlet/oaiart?codigo=7692048
Source:Estudios de Deusto: revista de la Universidad de Deusto, ISSN 0423-4847, Vol. 68, Nº. 2, 2020, pags. 15-40
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Summary: Intimidation is far more common than it may seem in commercial relations environments and banking is no exception. The nature of public establishments of financial institutions and their assumed seriousness have not precluded that many clients have accepted, under intimidation, unwanted products or unfair terms, which, in a totally free scenario and with other alternatives to choose from, they would not have agreed to. These conducts have been manifested mostly in situations of renegotiation of contracts where clients were in financial hardship which forced them to accept a change in the terms they had with the bank. This type of consent is imposed and, thus, flawed and will be analyzed in this article. Received: 25.06.2020Accepted: 14.10.2020