Sanciones proporcionales, eficaces y disuasorias ante el incumplimiento del principio del préstamo responsable

In this paper, the author, following the presentation of Directives 2008/48/ec and 2014/17/ue on consumer credit agreements, which recommend member States to include sanctions: proportional, efficient and dissuasive in the event of non-compliance of the principle of responsible lending. The transpos...

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Bibliographic Details
Main Author: Jaramillo Sierra, Camila
Format: Article
Language:Spanish
Published: 2017
Subjects:
contrato de credito al consumo
obligación del prestamista
evaluación de la solvencia
responsible loan
consumer credit agreement
lender liability
solvency assessment
prestamo responsable
Online Access:https://dialnet.unirioja.es/servlet/oaiart?codigo=7015186
Source:Revista e-mercatoria, ISSN 1692-3960, Vol. 16, Nº. 1, 2017, pags. 59-80
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Sanciones proporcionales, eficaces y disuasorias ante el incumplimiento del principio del préstamo responsable
Summary: In this paper, the author, following the presentation of Directives 2008/48/ec and 2014/17/ue on consumer credit agreements, which recommend member States to include sanctions: proportional, efficient and dissuasive in the event of non-compliance of the principle of responsible lending. The transposition of these in Belgium, France, Switzerland and Spain is being studied in order to observe the diversity of penalties due to their soft law nature.

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