La acción para reclamar intereses pagados en virtud de una cláusula suelo está prescrita cuando han transcurrido cuatro años desde que el contrato hipotecario ha sido consumado y cancelado
The action for the return proceedings of the contract affected by relative nullity in the strict sense is four years, in virtue of what is established in the article 1301 of the Civil Code, in the case of a prescription period and not an expiry date. This limitation period begins to count from the t...
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| Format: | Article |
| Language: | Spanish |
| Published: |
2017
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| Online Access: | https://dialnet.unirioja.es/servlet/oaiart?codigo=6081080 |
| Source: | Revista CESCO de Derecho de Consumo, ISSN 2254-2582, Nº. 21, 2017 (Ejemplar dedicado a: RESPONSABILIDAD CIVIL DERIVADA DE LA VULNERACIÓN DE DERECHOS EN LA RED; EL ANIMAL DE COMPAÑÍA COMO OBJETO JURÍDICO ESPECIAL; CLÁUSULA SUELO Y CLÁUSULA GASTOS (EFECTOS DE LA NULIDAD); OTROS), pags. 90-105 |
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| Summary: |
The action for the return proceedings of the contract affected by relative nullity in the strict sense is four years, in virtue of what is established in the article 1301 of the Civil Code, in the case of a prescription period and not an expiry date. This limitation period begins to count from the time the contract was consummated, but Since when is this type of financial contract understood? Establishing the diez a quo for claiming unduly paid amounts remains one of the great challenges of our courts today, considering it according to doctrine, provided that the relationship derived from the mortgage loan has been terminated regardless of the cause. |
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