%0 Article %A Zornoza Somolinos, Alejandro %D 2016 %T Peer to peer insurance: primera aproximación a los seguros entre pares %U https://dialnet.unirioja.es/servlet/oaiart?codigo=6140631 %X Over the classic insurance model, where the policy holder take out insurance with a lawful insurance agency, peer-to-peer insurance is the most disruptive business model in front of that, where digital platform user´s overlook the insurance agency and take on his rol. In this paper, we will analyze the legal status of these platforms.